Jenni Gibson

Writing

Articles and insights from Jenni Gibson.

Buying

What Credit Score Do I Need to Buy a Home in Arizona?

Minimum credit scores for FHA, VA, USDA and conventional loans in Arizona, how lender overlays change the answer, and what to fix before you apply.

November 2, 2026 · 8 min read
Comparisons

Buying a Home in Arizona vs Florida: What Actually Differs

Arizona and Florida differ on climate, property tax caps, insurance requirements and inspections. Here is what changes for a buyer choosing between them.

October 26, 2026 · 13 min read
Neighborhood Guide

How Do I Compare North Phoenix Neighborhoods Day to Day?

A practical framework for comparing North Phoenix neighborhoods by commute, school boundaries, lot size and HOA rules, using Desert Ridge and Tatum Ranch figures as of June 2026.

October 12, 2026 · 12 min read
Neighborhood Guide

Paradise Valley vs North Phoenix: What Living There Is Like

Paradise Valley is zoned 70.4% residential at mostly one house per acre. North Phoenix runs on village planning and HOAs. How the two actually live.

October 5, 2026 · 11 min read
Neighborhood Guide

Desert Ridge vs Tatum Ranch: What Differences Should I Expect?

Desert Ridge and Tatum Ranch compared on layout, lot sizes, amenities, freeway access and home styles, with June 2026 market figures for both North Phoenix areas.

September 28, 2026 · 9 min read
Buying

How Do I Qualify for a Mortgage When Relocating to Arizona?

What lenders verify when you buy in North Phoenix while relocating: offer letters, the 10-day pre-closing check, credit document age limits, and occupancy rules.

September 21, 2026 · 10 min read
Buying

What Should I Know Before Buying New Construction in North Phoenix?

A North Phoenix new construction guide: builder deposits, upgrades, build timelines, Arizona warranty law, and how to time the sale of your current home.

September 15, 2026 · 10 min read
© 2026 Jenni Gibson